Personalized and affordable help for people under financial stress.

How Much Does Bankruptcy Cost?

Chapter 7

Typically, a client (or a married couple) is charged approximately $1,250.00 total for a complete Chapter 7 bankruptcy.  This fee may be increased if the client’s case requires additional work.  A Chapter 7 bankruptcy involves two main costs, the court filing fee and attorney fee.  In addition, clients will have to complete an instructional course before the case is filed and another instructional course before the case is completed.  Below is an estimate of these costs.  Please note that attorney fees vary on a case by case basis and nothing on this web page constitutes an actual fee quote or fee contract.  All costs and attorney fees are typically paid before a bankruptcy case is filed on your behalf.

  • Court filing fee – $335.00
  • Attorney fees for a basic Chapter 7 bankruptcy – $850.00 – $950.00
  • Pre-filing instruction course / post-filing instructional course – $14.95 / $9.95 for each course
  • Three in One Credit Reports – $33.00 per individual; $53.00 for a married couple
  • Four Years of Tax Transcripts – $19.00 per individual

Chapter 13

Typically a client will pay $365.00 to $500.00 down to have a Chapter 13 case filed on their behalf, and the remaining attorney fees are made part of the Chapter 13 plan payment.

Like a Chapter 7, a Chapter 13 involves two main costs, the court filing fee and attorney fee.  In addition, clients will have to complete an instructional course before the case is filed and another instructional course before the case is completed.  Below is an estimate of these costs.  Please note that attorney fees vary on a case by case basis and nothing on this web page constitutes an actual fee quote or fee contract.

  • Court filing fee – $310.00
  • Attorney fees for a Chapter 13 – $3,400.00, plus additional fees if necessary on a case by case basis (This is for cases filed for clients in Lake or Porter County.  Attorney fees fluctuate depending on the jurisdiction)
  • Pre-filing instruction course / post-filing instructional course – $14.95 / $9.95 for each course
  • Credit Reports – $33.00 per individual; $53.00 for a married couple
  • Four Years of Tax Transcripts – $19.00 per individual