Personalized and affordable help for people under financial stress.

Completion of Your Bankruptcy


With the exception of most mortgages, some taxes, student loans, and some other unique creditors, all other creditors listed as “general unsecured creditors” in your bankruptcy case should be discharged by the court on completion of your Chapter 13 bankruptcy.

Plan Payments

If your Chapter 13 plan is completed but you overpaid into the plan, the Trustee normally will refund to you your overpayment.  Please note that this may take two to four months for the Trustee’s office to finalize their books and refund your money.